Sunday night when we got home from the ranch, I got online to check my bank account. I noticed there were 2 amounts taken out for $304.20 each. I checked my wallet to see if I had my debit card and it was there. I had Bryon check for his card and he had it too. I called the bank and they couldn't tell where the money was used or which of our cards had been used, but they said it was an authorized transaction which means our pin# was used. Bryon and I thought an amount had been entered in wrong since a pin# was used so we decided to wait to cancel our cards until the transactions posted to see where the money was spent. Monday night I checked my account again and there was another $304.20 taken out. I called the bank and canceled our cards. Tuesday morning the transactions posted and the money had been taked out at an atm in Italy. Which means someone had to make a copy of my husbands card and steal his pin#. I guess there is a device that criminals put into atm machine and it copies all your info and remembers the pin#. Wells Fargo was very nice & all of our $912.60 plus $15 ATM fees were put back into our account that night. Since the criminals had made new cards and stole our pin it is concidered fraud and there will be a criminal investigation. Bryon's cousin who uses the same ATM also had money stolen the same weekend & it was taken out in Italy too. Yikes!