Alternatives to Kapitus
Compare Kapitus alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Kapitus in 2026. Compare features, ratings, user reviews, pricing, and more from Kapitus competitors and alternatives in order to make an informed decision for your business.
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Mollie
Mollie
Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.Starting Price: €0.25 per transaction -
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Braavo
Braavo
Grow your app business with confidence. Revenue-based funding and analytics for growing mobile apps and games. Our funding solutions are fast and convenient. No due diligence required. View aggregated revenue and ad spend for all your apps across iOS, Android, Stripe, and more. Get early access to your earnings in the app store so you can execute on growth plans now. Scale user acquisition or optimize product performance to drive revenue without using equity. Hundreds of millions funded to high-potential apps from startup to massive scale. We’ve built a robust platform providing the best customized funding solutions that scale with you. Braavo clients are partners. You’ll always get the support you need, every step of the way. Growing an app business is hard. With over 5 years in the market, we get it, and we will help you succeed. Sustainable funding means all stakeholders are winners, capital providers, founders and their teams using that capital.Starting Price: $99 per month -
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Vitt
Vitt
Unlock the cash trapped in your SaaS company's recurring revenues. Raise immediate, upfront growth capital, without debt or dilution! Right now, if SaaS founders want money, they have to pitch VCs (who typically haven't even worked for a startup) or try (and fail) to get money from banks. With Vitt, get upfront, non-dilutive financing against your monthly recurring revenues. Never trade growth off against dilution again. No need to waste time speaking to venture capitalists. Grow by closing customers, not investors. Money is only useful once it's in the bank. Sign up in minutes, get your cash in seconds. Don't lose weeks negotiating payment terms with your customers. Give them flexibility and still get your cash upfront. No more discounts for upfront payment. Strengthen your topline without worrying about cash flow. We analyze your financial data and give a financing decision in a matter of minutes, not months. No more searching for intros to VCs in your network. -
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AdvancePoint
AdvancePoint
Revenue-based loans are a type of financing that provides alternatives to traditional business financing. Revenue-Based financing (RBF) leverages the business’s sales (revenue) and net profit margins to raise money for needs such as working capital, cash flow, inventory, growth, and emergency infusions of capital. Revenue-based financing agreements can be structured in multiple ways but usually is in the form of a business loan or business advance from a designated lender. The most common types of business funding products for revenue financing are short-term business loans, invoice financing (Factoring), purchase order financing, or future receivables sale and purchase agreements (also known as a merchant cash advance or business cash advance) and royalty-based financing. There are so many funding options to choose from with revenue-based financing -so let’s take a look. -
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United Capital Source
United Capital Source
Whatever the size of your company, we’ll find funding programs designed to suit you! One of the most significant flaws of traditional small business loans is the repayment terms. You have to make a fixed payment every month, even though every company goes through ups and downs. Many companies cannot qualify for traditional bank loan products for this exact reason. Consistent revenue isn’t a possibility when your industry comes with busy and slow seasons. If this sounds like your business, revenue-based financing may be the right financing product for your needs. This unique product is very similar to a merchant cash advance, but it’s not just for businesses with high debit and credit card sales volumes. You can also access higher borrowing amounts and longer terms. Revenue-based business loans are easy to qualify for and, depending on your sales volume, even easier to pay back. -
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Flow Capital
Flow Capital
When and when not to use RBF during your journey. Explaining the structure of RBF loans, including cost and duration. What to look for and what to avoid when choosing a lender. Which terms you should look out for and negotiate. Revenue-based financing, also known as revenue sharing or royalty-based financing, is a method of raising capital for emerging and high-growth businesses. Investors inject growth capital in exchange for a percentage of monthly revenues. Revenue-based financing, also known as revenue sharing or royalty-based financing, is a method of raising capital for high-growth businesses in which investors inject growth capital in exchange for a percentage of future monthly revenues. -
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Decathlon Capital
Decathlon Capital
Decathlon is a revenue-based financing firm that offers revenue-based funding solutions that replace the need for equity investment by allowing a business to repay an infusion of growth capital from a small percentage of future revenue. You took the risk. You built the business. Now that you are taking things to the next level, you deserve capital for growth, without having to give up equity or control. Decathlon Capital Partners provides revenue-based funding to growth-oriented companies with $4 million to $100 million in annual revenue. We support companies in a wide range of industries and focus on long-term partnerships. As the country’s largest revenue-based funding investor, Decathlon is transforming the way established businesses fund their growth. With a crisp and streamlined process, we can take you from initial dialogue to closed funding in four weeks. Our process is transparent and direct so you will always know where you stand. -
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Liberis
Liberis
At Liberis we’re experts at embedding revenue-based finance solutions into your existing customer experiences. You can provide your business customers with the intuitive, responsible finance they’re after. Our embedded finance platform empowers you to offer finance directly to your customers within your own customer experiences. We’ll handle the documentation, legal processes, and funding. Your customers need finance for many reasons, from cash flow management to business growth. Liberis’ embedded finance platform provides a fast and simple solution, with a revenue-based payment method that we know businesses owners love. -
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Velocity
Velocity
Raise up to ₹4 Crore in revenue-based financing to boost your marketing and working capital spending. Apply now and get a term sheet within 2 minutes. Share revenue and cost details about your business. Get an indicative offer within 24 hours. Securely share access to your online accounts. Get funded within 7 days. Start spending! A % of your revenues are collected until the principal plus a small fee gets repaid. Apply online and get a term sheet within 2 minutes. Get funded within 5 days through a fully digital process. Deploy flexibly and pay only for what you use. Repay flexibly as a percentage of your revenue. Founder-friendly capital with no equity, collateral, or personal guarantees. Pay just a single flat fee of 5-8%. Funding keeps scaling with your revenues. Build a repayment history and keep getting better terms. Velocity works seamlessly with platforms you already use. -
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Ratio
Ratio
Reimagining technology procurement and funding by combining payments, predictive pricing, financing, and a seamless quote-to-cash process into one platform. Flexible payment options to close faster, embedded into sales. Get funded now leveraging your existing recurring revenues. Get paid now even though customers pay later. Align payments to Ratio with customer payments. Unlock capital for growth from your own assets without dilution or debt. No monthly payments are required for Ratio unlike venture debt and revenue-based financing. Pick and choose which contracts to sell based on your cash flow needs. The Ratio team is made up of experienced SaaS and finance executives, serial entrepreneurs, builders, and dreamers. Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants. -
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RITMO
RITMO
At RITMO we are bringing fundraising into the modern age through data and technology to make capital more accessible and transparent to Southern-European entrepreneurs. We are committed to making capital more accessible to female entrepreneurs and sustainable-oriented businesses. We allow founders to raise growth capital without giving up control of their business. We fund their marketing campaigns of between 50k Eur and 3m Eur for a flat fee recouped through a revenue share model. We do not charge interest or hidden fees, allowing founders to access fair and flexible finance. RITMO is not only a revenue-based finance provider, we are a technology platform to help our clients grow fast with the easiest and fastest way to get funded. -
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Lighter Capital
Lighter Capital
Keep your equity, board seats, and vision intact. 100% transparent process. No hidden fees. No personal guarantees or warrants. Quick and easy access to up to $3M capital. Lighter Capital is the largest provider of non-dilutive debt capital to start ups. Over the past decade, we’ve invested hundreds of millions of dollars into growth companies. We don’t require you to be profitable, but we do like to see a path to profitability. You’re currently supplying your products or services to at least 5 clients. Funding that scales as your company grows. Follow-on rounds in as little as a week. With our simple online tool, get real figures for how much value and ownership you could retain raising revenue-based financing compared to traditional equity sources. -
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Klub
Klub
Flexible repayments as a percentage of your brand’s revenues with transparent fees. Build a network of patrons who can turbocharge your brand value. Enter the world of alternative investments with a hassle-free investment experience. Robust financial assessment, operational risk mitigation, and legal frameworks to protect your investments. Get above-market returns while building your favorite brands. Klub was founded with the vision of revolutionizing growth capital for Asia’s most loved brands. We are a platform for investors to support local brands in their communities while enjoying above-market returns. Klub’s investment platform utilizes financial innovation, community engagement, and deep data-driven analytics to provide skin-in-the-game growth capital to entrepreneurs of much-loved brands across sectors. Fintech platform providing growth capital for loved brands through revenue-based financing. -
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Highbeam
Highbeam
All your finances, all in one place. Transparent credit, cash flow insights, and bill pay, thoughtfully designed for eCommerce. All your revenue and spending are in a single dashboard. Insights to help you grow your eCommerce business. Improve your cash flow with no-fee instant payouts. Ensure you always have the capital to meet your supplier and marketing needs. Revenue-based line of credit designed for eCommerce businesses. More revenue, more credit. True banking line of credit up to one month of sales revenue. Flat APR to help you compare against other funding options. Stop paying interest on unused loans. Draw down your credit line only when you need it. Have control over your money by creating spend cards with configurable spend limits. Open an account online in less than 5 minutes. Sign up and enter your details. Connect your eCommerce accounts. Start using your cash account and cards. We do not require a credit check. -
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Shuttle
Shuttle
Whether you’re a merchant or a software platform, navigating the fragmented, disconnected world of commerce-related services is challenging. Shuttle is the home of the best services on the market and the platform to connect them. Find and connect services that will save businesses money or help them grow, reduce cost and improve cash flow. The Shuttle Platform enables software vendors to future-proof their payments stack – connect leading payment providers and generate revenue from payments. Providing all the features software needed to enable payment features whilst driving added value for your merchants. The Shuttle Marketplace and Apps can help businesses sell more for less by getting the right payment services, and technology partners and connecting them together where possible. Our revenue-based financing can accelerate your business growth and our fraud protection reduces risk and loss. -
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Banxware
Banxware
Banxware provides the technology and the funds for business financing of any kind, fully embedded in your platform or as an affiliate solution, all managed by Banxware. Help your merchants grow their platform revenues. Provide your merchants with easy access to capital based on their most recent performance. You’re in the driver's seat. Looking for integrated business financing of any sort embedded in your platform? You define your needs, we build and run them! Offer your merchants a platform-branded cash advance program based on transaction volume, straight from your payment gateway. Increase merchant revenues on your marketplace. Offer a business lending product embedded in your merchant portal. We make integrating business financing solutions into platforms as easy as 1-2-3. We approve payout financing within 15 minutes. Banxware empowers platforms to offer financing products based on recent financial transaction history such as merchant cash advances. -
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Multipli
Multipli
Your business relies on customers spending with confidence. So what gets in the way? There are many reasons why a technology-based sales deal can go south but issues with budgets and finance are common. Sticker shock, rigid payment term policies, restrictive vendor or bank finance, extended credit requests or a deal size above the sign-off threshold are just a few examples. Multipli is a financial service company that partners with B2B technology businesses. Everything we do is about simplified payment plans. We’ve created programs that boost sales, cashflow and allow founders to retain their equity. We are unique as we have digitized the finance process from start to finish. Best of all, when you Multipli your business, you enjoy the revenue and we take all the risk. Our approach to finance means even smaller, fast-growing businesses can compete more effectively with larger competitors. Businesses with traditional sales and pricing models can innovate to create a consumable offering. -
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re:cap
re:cap
Convert up to 50% of your ARR into instant upfront cash. Complement your capital stack to increase optionality and reduce risk. With re:cap, you are no longer limited to restrictive debt or dilutive equity financing. Go ahead and unlock your recurring revenue on demand. From now on, getting financed is easier and faster than anything you have seen before. re:cap seamlessly integrates with your infrastructure – no extra work for you. We offer you a product that keeps scaling with you. Your financing terms steadily improve as your company grows and builds up a track record with re:cap over time. Your business generates predictable recurring revenue. Your product is live and used by a growing customer base. -
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kennek
kennek
kennek is a loan management platform that supports the full lending lifecycle—from origination to maturity. Built by former lenders, it serves bridging, commercial, development, unregulated, revenue-based, and leasing lenders. kennek addresses common operational challenges with configurable, no-code workflows accessible to users of all technical levels. It automates borrower reminders, covenant calculations, and other administrative tasks to save time and reduce errors. Real-time data monitoring helps lenders manage risk, detect issues early, and prevent defaults. Modules include origination and underwriting, servicing and monitoring, credit portfolio management, and investor reporting. Automated reports and live performance data ensure transparency and consistent stakeholder communication. Overall, kennek streamlines operations, minimizes errors, and enables growth without proportional staff increases.Starting Price: £1,950.00/month -
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Analytics Toolkit
Web Focus
Benefit from winners earlier and cut losers as quickly as possible to maximize revenue without compromising your test’s statistical guarantees. Run tests with the right confidence requirements and for just as long as needed. Achieve optimal balance of business risk and reward with our unique test ROI optimizer. Statistically rigorous online A/B tests have never been as easy to plan and analyse. Revenue-based metrics help convince stakeholders and drive action. Free online tools are too simple, inefficient, and invite malpractice. Many others appear statistically sound yet make compromises with the very essence of what that means. Claims of tests optimal for your business are made while failing to take any business metrics as input. All important metrics of the web properties you manage available at a glance in our Google Analytics dashboard.Starting Price: $15 per month -
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Element Finance
Element Finance
Absolutely no dilution or warrants, ever. Drive your SaaS company's recurring revenue growth with up to $10m in venture finance. A long-term capital partner over the life of your business. Let’s face it, not all debt is created equal. We believe there’s a different way to grow and finance should be straightforward and tailored to the needs of the business. We take a personal, partnership-led approach to learn your business and help you build the right capital stack. Flexible, customized approach to finance structure. We'll customize what you need with no hidden terms and conditions. We are committed to helping SaaS founders build their capital stack while limiting their cost of capital equity. Growth finance simplified. No board seats, personal guarantees, warrants or equity. Financing with a fixed interest rate and payment schedule. Multiple tranches reduce your cost of capital. -
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Find Venture Debt
Find Venture Debt
The complexity of the landscape reinforces our view that “venture debt” is an umbrella term for many types of debt available to startups and other fast-growing businesses. We have identified more than 20 types of venture loans. These range from working capital revolvers to synthetic royalty loans, with most venture lenders providing more than one type. Determining the type of debt that is the best fit for a startup or other fast-growing business is case-specific. The table below provides general guidance for pre-revenue, SaaS, life science, and other businesses that should serve as a starting point for consideration. In the examples, we refer to “equity sponsor,” which means that the company has institutional shareholders such as a venture capital fund or private equity fund. Sponsored companies generally have access to more debt financing options. To obtain debt capital, pre-revenue startups need either collateral or venture capital sponsorship. -
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365 Business Finance
365 Business Finance
365 Business Finance funds businesses in the UK, advancing SMEs finance enabling them to undertake development, purchase stock, settle unexpected bills or any other business need you may have. The flexible repayments offered by 365, which see repayments mirror credit and debit card sales, have proven popular amongst SMEs looking to protect their cash flow. 365 Business Finance works closely with payment processors and card terminal providers allowing for an extremely smooth merchant cash advance application process that does not require the submission of a business plan. Almost 90% of all applications are provisionally approved within 24 hours. With a strong team of funding specialists on hand, each applicant is allocated a dedicated funding specialist to help them through the application and ensure the finance is approved and available in the quickest time possible. -
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Stenn
Stenn
Growth on your terms, whether you need $10k or $100m. Get paid faster and win new clients. Find out if you're eligible for funding within hours and with minimal paperwork. Our global reach helps you expand into new countries or continents. Our finance products have produced results for hundreds of companies like yours. Send us your pending invoices, and we fund you for that amount. We then collect the money directly from your buyer, charging you a small percentage of the total. Access non-dilutive capital based on your future recurring revenue. Payback at your pace, with rates based on your growth. We offer seamless technology and a simple application process. To make accessing funding frictionless. We're the experts in can't-wait capital. Putting money in your account sooner, so you can invest in growth. Get funding to spend as you please, with payment terms that flex to match your revenue. -
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Stripe Capital
Stripe
Stripe Capital provides access to fast, flexible financing so you can manage cash flows and invest in growth. There's no personal credit check and no complicated application process. Eligibility is based on factors like your payment volume and history on Stripe. Funds typically arrive the next business day, directly into your Stripe account. Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees. Repayment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total owed is repaid. Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount. After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day. You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid. -
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Viceversa
Viceversa
Viceversa connects directly to companies accounts to receive the data required to make investment management and decisions. Approval valuations are done in up to three days. Companies receive funds in maximum two weeks after analyses are completed. Revenue share model means investments are repaid as a percentage of sales generated. Viceversa envisions a new way of funding based on transparency and technology to support companies in a sustainable and ethical growth. We experienced the burden of having due dates and shareholders pushing for returns. That’s why we decided to reinvent finance for growth. Revenue Sharing is what you need to push your company to new heights. A solution tailored for your business, built on real business data. -
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VIVA Finance
VIVA Finance
VIVA Finance powers a mobile-first lending platform that offers loans underwritten primarily based on employment information, rather than credit history. VIVA’s mission is to build an inclusive financial system by expanding access to affordable credit through its alternative underwriting model. Launched in early 2019, thousands of individuals have utilized VIVA's loans to refinance expensive debt and cover a variety of financial needs. Affordable, salary-linked loans to help employees manage unexpected expenses and existing, expensive debt. Financial coaching and education to help employees understand their personal finances. Improved credit score and savings to help improve employees’ financial well-being. VIVA Finance offers unsecured personal installment loans of up to $10,000. The annual percentage rate (APR) on a VIVA Finance loan typically ranges between 11.99% and 32.75% with a term between 5 and 24 months. -
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RevenueBase
RevenueBase
Meet your B2B sales and marketing database needs, all in one place. RevenueBase, Inc delivers a complete revenue database to drive revenue growth. Access the industry's largest and most accurate B2B database for marketing and sales. When data quality improves and database size increases, revenue grows. We offer 5x more data than our competitors, data that is high-quality, accurate, and aligned with your marketing and sales strategy. With customized targeting technology, we deliver the most complete and relevant B2B database for your business. Replace all of your data vendors with one solution. Reach every company and decision-maker across the globe that will benefit from your unique offering. Stop wasting time managing your database and focus on creating campaigns. We deliver pre-researched and qualified prospects directly to your sales force, ensuring that all your leads are the best leads. -
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Unlimitd
Unlimitd
Benefit from a year of cash flow thanks to your recurring income and facilitate the financing of your growth. Unlimitd turns your recurring revenue into immediate cash. Without dilution and without a personal guarantee. Unlimitd provides entrepreneurs with a unique alternative to dynamically finance their growth without losing control of their business. Unlimitd allows you to convert your recurring income into immediate cash. Our service is therefore aimed at SaaS and subscription-based companies. -
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Drip Capital
Drip Capital
Get quick access to cash using your outstanding invoices or inventory. Drip Capital’s buyer finance solutions provide a low-cost line of credit that importers & traders can avail at the click of a button. SMBs can get the additional working capital at a lower cost and improve their cash flow to invest in technology, buy more inventory, acquire new customers, meet seasonal demands, and expand to new markets, thereby allowing them to boost sales and grow their business at a faster rate. Build a long-term reputation by offering favorable terms to your customers and on-time payments to your suppliers. Get funded within 24 hours of submitting the documents on our platform. Create a healthier, more profitable business with a shorter cash-conversion cycle. Leveraging international trade data, we have created innovative financing solutions that help small businesses grow and scale their operations.Starting Price: Free -
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Levenue
Levenue
Levenue is the only fintech company in Europe that enables subscription-based businesses to trade their recurring revenue for upfront capital. On the other side of the platform, Levenue enables investors to buy recurring revenue from subscription-based businesses at a discount, making it a great investment option. The financing process is very quick due to the integrations and automated underwriting, so you can expect to receive an offer as soon as 48 hours after applying. The is no dilution, no equity deals, and no collateral or personal guarantees, making Levenue the ideal financing option for your subscription-based business. How it works: 1. The subscription company signs up and connects their financial data 2. Levenue analyzes the data 3. A trading limit is set for the applicant's account 4. The applicant can request several trades 5. The investors see and bid for the trades 6. The most affordable offer wins 7. Both sign a contract, and the wire is sentStarting Price: 1% of the financing -
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Uplift1
Uplift1
Get funded in less than two weeks and pay it back via revenue share. You never lose equity. And keep full control of your business. You decide how you spend it. Inventory, ads, new employees. Let's build something great together. We receive our investment back via revenue share. Just like you, we want your revenue to grow in the long run. Normally we are able to send you the funds in less than 2 weeks. We know how important it is to move fast! We provide you with growth capital, paid back via revenue share. In exchange for our capital, we receive a monthly revenue share for 10-12 months after the financing. We never take equity, personal guarantees, collateral or board seats. And we provide you the funds in 1-2 weeks with simple & transparent terms. If things go well, we can repeat the process on a recurring basis, even before the first tranche is paid back. Our clients are often startups that want to achieve a higher valuation in their next equity round. -
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Jenfi
Jenfi
Asia’s most flexible growth capital. Fund marketing, inventory, and more, on your terms. Our fully online application process is fast and secure. We'll provide you with a decision in as little as 24 hours. Qualify for up to $500,000 and grow sales faster with dedicated funds to spend on marketing. We'll simply take a small % of your revenue to repay the funding. With no fixed repayment date. Qualify for additional flexible finance that allows you to grow even faster. Our financing model is 100% flexible to your sales and growth potential. We'll recoup our investment by taking a fixed % of your sales. This is much simpler than repaying a lump sum. Know the full cost up-front with a flexible repayment date. Thousands of digitally-enabled businesses in Asia are serviced by Jenfi. Businesses today are built differently. They should be funded differently. Get instant access to funds for your growth and marketing expenses. -
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Recur Club
Recur Club
Recur Club transforms your recurring revenue into upfront capital through subscription-based financing! Trade your monthly or quarterly subscriptions into instant upfront capital. Connect with your finance and subscription manager or share data to get your trading limit. Get your future revenue today and repay as your customers pay without investor pressure or debt covenants. The fastest way to cash in the bank. Trade to get capital whenever you need it. Get exclusive access to Recur Insiders with data-backed insights about your business & advisory from industry veterans. Recur works with a single obsession to empower founders to focus on their business as they scale. We partner with companies by unlocking fast, flexible, transparent, and non-dilutive capital at every stage of their growth journey and provide an ecosystem to amplify their growth. Share a few company details like CIN, PAN, and GSTIN to create your account on Recur Club. -
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Gynger
Gynger
Save money and extend runway by using Gynger to pay your SaaS bills upfront, while paying us back later. Upsell by offering flexible financing, allowing prospects to spread out their payment over 3 - 12 months. Generate pipeline by prospecting qualified leads with the option of flexible payment terms. Close deals faster by offering flexible financing when a prospect has budget constraints. Increase Net Retention by offering existing customers the option to finance a portion of, or their entire, renewal. By enabling you to purchase these tools with flexible terms, regardless of what your vendors offer, Gynger helps you access the best products while saving money, improving cash flow and extending runway. -
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Fleximize
Fleximize
We’re an industry-leading digital business lender with a genuine passion for supporting UK SMEs. Our customers have named us Best Business Finance Provider at the British Bank Awards, twice. In short, we’re the cream of the crop, dedicated to bringing you industry-leading products and the best experience possible. Our team will get to know the person behind the business, listen to your needs, and match you with the best product, rates and loan terms. You’ll also be greeted by the same point of contact if you return to us for another round of funding later on. Both our Flexiloan and Flexiloan Lite come as either unsecured or secured, depending on your business needs. We understand that you may need a little breathing space, which is why we offer top-ups and repayment holidays during your loan term. During these unprecedented times, your community relies on you, and you can rely on us.Starting Price: 0.9% Fee -
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Silvr
Silvr
Silvr is the leading financial provider for digital entrepreneurs in Europe. Financing businesses has not evolved over the last decades: banks prefer to fund assets, equity is not the best fit for all. At Silvr, we empower entrepreneurs by building a world where funding is easy to access, scalable, and equity-free. We leverage digital businesses data to predict future revenues and offer funding in 24 hours. Transfer your supplier invoices to us and we'll pay them for you. Add the Silvr card to your advertising campaigns, and we'll finance your online acquisition. -
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Fundmates
Fundmates
Fundmates' mission is to empower creators by converting their future revenue streams into immediate capital, enabling them to maximize their growth potential without sacrificing ownership. Creators can reinvest their funds however they like—hiring a team, investing in heavy equipment, or even making a partial exit—while keeping full control over their catalogs and channels. Fundmates also provides detailed data insights and advanced growth technologies to analyze current content performance, helping creators maximize their growth potential. Our Values * Creators-First: We prioritize the needs and growth of our creators, providing tailored financing solutions. * Transparency: Clear, straightforward terms with no hidden fees or conditions. * More than just Funding: Offering advanced growth technologies and detailed data insights to help creators optimize content and maximize potential. Key Benefits * Immediate Growth Capital: Access funds without giving up ownership. -
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Quickly, easily and securely close more deals on-the-go with the Express Finance mobile app. DLL’s unique patented-pending app streamlines the sales process and increases your revenue potential—built in direct alignment with our partner’s needs. Quickly calculate multiple payment options. Choose from various terms, rates and end of lease options. Share contracts and financing proposals with your customers. Sign and close deals on your mobile device. Access trade-up figures in real-time. Submit transactions for credit approval. Calculate alternative payment options and quickly send a financing proposal to your customer using DLL’s patent pending Express Finance Mobile App. Get a financing contract signed during your customer meeting using DLL’s patent pending Express Finance Mobile App. Utilize our 'dial for dollars' feature to calculate the total sale amount that corresponds to your customers desired monthly payment using DLL’s patent pending Express Finance app.
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ArK
ArK
Our loans are beautifully crafted and customized by tech, and serve as a non-dilutive complement to venture capital. ArK is entrepreneur-first in everything we do, empowering tech business to grow faster, enabling owners to maintain control, and reducing risk for investors. We work with tech companies that have product-market fit. Our loans are unique to every company, are long-term, and based on our predictions of your company's future revenue. We connect AIM to your raw business data systems, to find underlying fundamentals and hidden possibilities. Ark shares daily updates of analytics and insights in a borrower dashboard and through rest APIs. You will have access to the AIM dashboard during your entire journey with us, to help you fine-tune your course and optimize the business. -
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Behalf
Behalf
Whether you’re a merchant looking to provide financing to your business customers, or a small or medium-sized business looking for cash flow solutions, Behalf is the proven and trusted partner to help you finance your business purchases with each approved transaction. Behalf’s experience and depth of knowledge allow us to empower your business on day 1 and evolve with you as your business grows in the years to come. Behalf was founded on the belief that affordable access to capital is essential to growing any business. Financing preferences are tailored to each unique business customer. Advanced decision models. Over 21,000 merchant partners served to date. Over 135,000 small-medium-sized business customers served. Dedicated account management and support. Full-service marketing. Customized onboarding and launch planning. Purchasing limits from $3,000 to $1,000,000. Seamless customer enrollment and checkout. Flexible integration options designed with merchants in mind. -
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Divibank
Divibank
We provide credit for financing digital marketing campaigns. With a payment proportional to your future income, you don't give up your equity value to grow. The documentation review process is agile, so your investment is released as soon as possible. We understand the digital market and we want to see your online presence grow. We need to know some data about you and your company to start your journey with us. Once pre-approved, we will evaluate the business and its media investments to build the best proposal for your campaigns. We want to understand how your media channels are used, to set a payout percentage proportional to your revenues that doesn't compromise your budget. Use your funds for other parts of your business that we guarantee investment in digital marketing. We invest in the rapid and sustainable growth of your company, without asset guarantees or being part of society. -
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Ensuro
Ensuro
Ensuro wants to be the first decentralized, fully licensed insurer, bringing the DeFi revolution one step ahead. Ensuro will allow everyone to participate in its liquidity pools based on their desired amount of resources and time. This capital will back up insurance products, creating a stream of revenues for liquidity providers. Ensuro collects capital from Liquidity Providers, both retail and institutional, through a Liquidity Pool governed by smart contracts. This capital, collected in the form of cryptographic stablecoins, provides underwriting capacity for Insurtech companies operating in the parametric insurance space. The capital collected in the Liquidity Pool is reinvested into Decentralized Finance Protocols such as AAVE and Compound. These protocols offer low risk due to overcollateralized loans, high liquidity, and greater returns on investment than traditional risk-free assets. -
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Booste
Booste
With our data-driven process, you’ll get an offer within a day, not weeks. No credit checks, equity loss or personal guarantees. Everything in one, flat, easy to understand fee. Repayments are based on your revenue and adapt to its fluctuations so they’ll never cripple your cash flow. Leverage the experience of eCommerce experts we work with to ensure the healthy growth of your online brand. We take data security seriously. We use end-to-end data encryption when handling your data and information. We’re not a bank, nor a VC fund. We understand and work only with one business type - eCommerce. Booste funds your online marketing and advertising. A small percentage of your future revenue is used as a weekly repayment until the capital and a once-off fee are repaid. We offer financing to eCommerce companies with at least six months of online sales history.Starting Price: 6% Fee -
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Defacto
Defacto
Finance stock, marketing, and B2B receivables so you can grow on your own terms. Defacto leverages different sources of data to feed the underwriting algorithm to define the limit of the line of credit. In general, there are 4 levels of data Defacto leverages (public, financial, historical and peripheral data). The initial credit limit will evolve dynamically as your financial data changes and that we are building an history together. -
46
Helio
Helio
All the best deals on crypto finance. Finance from 4% p.a, LTV up to 75%. Interest accounts up to 10% p.a. We do the hard work. With 6 lenders, personalised support and loans funded within 24hrs. Apply below. Earn interest on cryptocurrency and US dollar stablecoins from our host of partners. Apply for an instant cryptocurrency backed loan. Get same day approval and lock in your terms. Transfer your collateral to our unique secure storage address. We then transfer Fiat currency straight into your bank account. Make monthly repayments or no monthly payments at all. At the end of your term, finalise your loan and receive your cryptocurrency back or refinance your loan. -
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Karmen
Karmen
Karmen natively integrates to your existing tools in a few clicks. Easily share your data through secured and confidential API connections. Karmen analyses your data and provides detailed performance dashboards. Based on your score, Karmen will propose the most competitive financing offers to accelerate your growth. Receive your growth capital in less than 48 hours. With Karmen, grow your business on your terms. Karmen doesn’t disrupt the billing workflow or interfere with customer relationships. You continue to collect payments from your customers as normal, then they’re automatically sent to Karmen each month. Your customers don’t even know we exist. -
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N+1 Capital
N+1 Capital
Entrepreneur-friendly capital to help you grow while keeping your vision and independence intact. A data-driven process provides quick access to capital without any collateral or personal guarantee. We are a $100M fund that solves four major challenges faced in the typical fundraising process. No exposure to the entrepreneur's personal assets. Suitable for asset-light companies. Tech-driven risk scoring model. Faster capital allows faster time to market & scale. Monthly commitment based on revenue with payback tenors ranging from 1-3 years. Complements other forms of capital, provides extended runway and a continuous flexible line of credit. Investment amount up to 4x of monthly revenue. We are an investment firm that provides funding on a share of revenue basis. Investments are not collateralized; there are no equity sale requirements. Investment contracts are structured so that repayment is sourced solely from an agreed-to percentage of revenue and capped per mutual agreement. -
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Settle
Settle
Settle is a unified platform designed to streamline financial and operational workflows for consumer packaged goods (CPG) brands. It offers tools for procurement, inventory management, accounts payable automation, and access to non-dilutive working capital. With features like automated purchase orders, real-time inventory tracking, and seamless integration with platforms such as QuickBooks and NetSuite, Settle enables brands to efficiently manage their supply chain and financial operations. The platform also provides transparent financing options with flexible repayment terms, supporting strategic growth without equity dilution. By consolidating these essential functions, Settle empowers CPG businesses to optimize cash flow, reduce manual tasks, and scale effectively.Starting Price: $149 per month -
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DayFive
DayFive
DayFive is a workflow management tool that makes financial management simple for both finance and non-finance users. It shows what and where you spend, what needs approval, what’s overdue, and how close you are to revenue targets, without requiring accounting knowledge or report reading. Real-time visibility keeps you in control, with detailed reports available when needed. You can send quotes, raise invoices, track sales, and manage subscriptions or long-term contracts in one place. DayFive automatically handles revenue and expense smoothing, accruals, prepayments, journal entries, reversals, and currency conversions, ensuring revenue is recorded accurately over time. Set budgets, control spending, and stay on target. Acting as an automated accounting assistant, DayFive simplifies month-end close, integrates seamlessly with Xero, reduces manual work, improves accuracy, and gives you confidence in your numbers so you can focus on growing your business.Starting Price: £100 per company per month
