I was talking to the guard this afternoon at the building I work at. It’s become pretty common for us to have a conversation as I’m on my way out the door. She’s a very interesting person. Very strong, and sure of herself, but open minded and interested in other people’s perspectives too.
Today I learned that she’d supported herself for 20 years with a business doing hair, and that only relatively recently with the economy as bad as it is did she have to get a job “outside”, as she called it. She has the kind of confidence that I’d always assumed came from years on the job, but now I think it comes from years of being her own boss.
Her hair business is still up and running, it just doesn’t bring in the income it used to. Fancy hair is something that many people cut out of their budgets.
But she’s still doing well enough with the hair business that she only has to work as a guard four days per week. Technically it is full time, so she gets benefits, but she doesn’t need to work the full 40 hours, so she doesn’t. Our conversation this evening was sparked based on that.
Today’s society is so strange, really. Many of us make more than our parents made, but we can do less with that money. I don’t just mean because of inflation, either. These days people have certain expectations, things they will spend money on without thinking twice, and which they call necessities, but which even 40 years ago would have been absurd luxuries.
Cars. I know people who have 3 cars for two people. I know others who get new cars every few years because they get “bored” with what they have. The amount of money that goes into this is astonishing.
And then there are the electronics. Growing up, I think we had two TVs in that entire 18 years. These days it seems like people are getting new TVs ever couple of years. I’ve never been into TV, and so I don’t have one. I used to laugh because when people find out that I don’t have one, they often offer me one. If I’d accepted all of these TVs I’d have about a hundred.
But most people don’t have just one TV! It’s one for each kid, one for each room. The only place you don’t see TVs is in the bathroom.
And then, holy smokes, the cost of the cable or the fios or the satellite or whatever it is that people use to get the gazillion channels! The guard, who uses an antenna to get the “free” channels…like we used to when I was a kid, said her friend reportedly pays $170/month for whatever tv channel stuff she gets.
I find it absurd to think about how much I pay for my cell phone plan, but I pay it anyway. It’s become something that feels necessary, yet I know it’s really really not necessary at all. My phone has gone mad in the past couple weeks, with what are often called ghost touches. In other words, if I unlock my phone’s screen, it selects things on it’s own. If I fight it to, for instance, check my email, as soon as the email program comes up it will select random emails, scroll through them, etc. It’s 99% unusable.
I’ll be replacing it, once I decide what I want to do, but for the past two weeks? I might as well be walking around with a fancy paperweight that tells time. And it’s been okay. The smartphone is a choice, not a necessity.
And the truth is that much of what we spend money on without thinking – the new cars, the tv, the cable, the phones – they are choices we make. They are not necessities.
It’s sobering to acknowledge that if we’re in the rat race, it’s because we’ve chosen to participate. It’s helpful to be honest with ourselves about the choices we’ve made, and the ones we’re faced with, so that whatever we decide is our priority when it comes to our time and our money and our lives, we’re deciding consciously. We’re not just buying the new car, the new tv, the expensive million-and-one-tv-channels and the smartphone because “that’s what you do”. Nope, if we’re buying all that stuff, if we’re spending our money on *that*, it’s because that’s what we have chosen to do.
It’s empowering to realize all the ways we make choices, and even more empowering to realize that we often have a lot more options than we might think.
In programming we have a term that we use, called “the happy path”. This refers to testing the programs we write, with the happy path being the most common and most obvious “path” through the application. In our daily lives, and in society, there are similar well-trod paths, and there are a lot of expectations surrounding these paths. However, I don’t think it’s truly a happy path for most of us. Not when we’re walking that path *only* because it’s the one that everyone else has walked, and the one that people expect us to walk.
December 15, 2011 at 10:59 am
One of the reasons this rat is not in the races!
laughing
I read this and thought I have one car, old that runs. My son has his little truck he was given for free.
The only tv in the house was given. the kids use it to watch movies. haven’t had a cable-satellite whatever bill in 20 years.
No smart phones, one computer that we fight over regularly…
laughing
so why do I still have such a hard time making ends meet?
hmmm need to look at the expenses I guess..
December 15, 2011 at 3:16 pm
Well, despite the fact that you do struggle to make ends meet, I’d actually see your life as a success story specifically because your life is a great example of how you can choose to not be in the rat race. You’ve made those conscious choices about the tv, the cars, the phones, the computers….you might have felt pushed into some of those choices based on finances, but you’re the flip side of the Average American. You tried the office job, recognized how far from happiness that path was leading you, and instead have chosen the life of an artist…and all the frugality that has gone along with it!
I know how stressful it is to live so close to the margin – that was why I ended up going back to school to get a CS degree, which put me in my current position. I chose the office job with the comfortable salary, but (as you know!) it’s something I constantly question.
I just think that whatever we choose, it’s important to recognize where we’re making choices, and where the flexibility is. I would bet that you are already there. You’re definitely not average! 🙂
December 15, 2011 at 5:15 pm
You know you are right about the choices…
but then somethings are not choices. They are culturally shoved on us.
I went to the hospital and the vets last week.
Both of them emergency situations.
The bill for both combined is over 1,000$
Not something I could just pull out of my pocket.
If I chose chose NOt to go to the hospital some one I loved would have died. If I chose not to go to the vets , I would have lost a beloved family pet.
Is it reasonable to have to pay that much money?
I don’t know, but I do know that It will take me a long time to pay off that debt.
I know it adds to my stress, and it makes me crazy that it cost 100$ just to walk into the ER, 189$ to walk into the vets.
sigh
well, you go ahead and rant, I am right there with you saying “yeah!’
~laughing~
December 15, 2011 at 5:42 pm
Yeah, I wouldn’t see either of those visits as a choice either, those are definite necessities. It’s really horrible that healthcare is a huge financial burden to way too many people. I have heard so many horror stories…
I don’t think it’s reasonable for people to have to go into that kind of debt for basic medical care, and it really angers me that we’ve reached a place in this society where people can end up in a position where they have to make impossible choices. The women who choose to not treat their breast cancer so they can feed their kids. How is that something anyone has to choose between? The system is broken…and that’s a whole other rant, isn’t it? Fear of being without benefits keeps many people in the rat race, working for some corporation instead of working for themselves. I know many people who see that as the real choice they are making when it comes to their employment.
I’m so sorry that you had to take that financial burden on, and the stress that comes along with it. 😦
Everyone is doing well now though?
December 15, 2011 at 2:54 pm
A thought provoking post, I must say. Many people often do lose sight of the difference between “choice” and “necessity.”
We don’t have smart phones. We call them our “stupid phones.” I didn’t want the $30+ extra a month for the ability to go online using my phone. God knows I’m online quite enough.
We don’t even have regular TV, much less cable. When the gov’t. switched to high def, we didn’t get our “converter box” as we weren’t watching TV anyway. Haven’t had cable since 1999, actually.
We have 3 vehicles, only one of which is running. We switched our car insurance to Geico. No credit card debt, student loans, car loans. The youngest of our vehicles is a ’99.
As for TVs, since we’ve been married (23 years) we only bought one new TV. The others were 1) An old one my parents bought in 1974, and a tiny b&w that finally crapped out; 2) When they went, we bought a color one for $50 from a little old retired couple; 3) When that went, a friend gave us his when he bought new; and 4) When that went, we drove to Best Buy and got a new TV. It’s not a flat screen or anything.
Still, as Illuminary points out, we sometimes have trouble making ends meet. Compared to many people, we were doing OK (till the UC benefits ran out, that is). But it’s scary how much things cost. Just going to the grocery store is frightening, and we don’t even eat meat, or buy snack foods, or anything “fancy.”
December 15, 2011 at 3:32 pm
I was a relatively late adopter of the smart phone. Honestly, I went with it for exactly one reason: at work they have cut our online access to everything that is not work related, and I wanted to be able to check email while at work. It comes in handy sometimes aside from that main purpose, and I do get geekily excited about what people are doing in the mobile world, but I think you’re really smart to stick with the “stupid phones”, recognizing that at this point in your life the smart phone is both unnecessary and not smart.
I’m impressed with how frugal you have been! Hopefully you’ll have a decent income again soon, and things will be comfortable again.
It’s kind of funny that my audience (of two!) is actually the opposite of the “average american mindset” I was sort of ranting about! And it’s not that I meant it’s automatically bad to have a tv or 3 cars…it’s really just the unthinking consumption, and the consumption that’s driven by seeing luxuries as necessities, that really gets to me. When we recognize that we’re making choices, it’s a powerful thing.