Compare the Top Digital Wallets in China as of February 2026

What are Digital Wallets in China?

Digital wallets are apps that enable users to store and use credit cards, debit cards, passes, tickets, ID cards, gift cards, reservations, boarding passes, coupons, membership cards, and more. Digital wallets are more secure and convenient than traditional physical wallets, and can be used to make payments, transfer money, and display other cards right from the user's smartphone. Compare and read user reviews of the best Digital Wallets in China currently available using the table below. This list is updated regularly.

  • 1
    WaPaS

    WaPaS

    WaPaS

    All-in-One Solution: Acquire, engage, and retain customers with our Refer & Earn program, user friendly loyalty and rewards, and reliable transaction tracking. A comprehensive loyalty program is a powerful tool for businesses seeking to enhance customer engagement, drive repeat purchases, and foster brand loyalty. When integrated with a Wallet and Promotion as a Service (WaPaS) platform, businesses can leverage the combined benefits of digital wallets, customer engagement strategies, and multi-level marketing (MLM) to create a dynamic ecosystem that incentivizes and rewards customer behavior.
  • 2
    NETELLER

    NETELLER

    NETELLER

    Pay online, send money or buy and sell cryptocurrencies, all while earning loyalty points you can exchange for rewards. Level up, drop fees, unlock rewards, and pay online with confidence. You can trust NETELLER for fast and secure online payments. Paying with NETELLER is always instant, secure and free. Enjoy a new look, fresh features and an upgraded mobile app, so you can send and spend with ease. The NETELLER multicurrency account lets you keep track of your balance wherever you are, in whatever currency you're using. Whether you’re splitting a bill or sending a gift, just upload your contacts and you can send and receive money with ease. Enter the exciting world of crypto trading with NETELLER’s built-in platform. Trade on the go with the app, or set up automatic or recurring orders, so you never miss an opportunity. Whether you’re making financial connections with friends, family, businesses or sites you love, just using NETELLER lets you earn points you can exchange for rewards.
  • 3
    Samsung Wallet
    Samsung Pay is now part of Samsung Wallet. Upgrade to Samsung Wallet now to get all the new features and the simplified app experience. Keep your essentials conveniently and securely in your phone. Samsung Pay lets you put your favorite cards on your devices so you can check out in-store, in-app, or online easily. Samsung Pass offers ‘identity management as-a-service, enabling secure access through biometric authentication. Use your biometric data to log in to your apps and services. Keep select home and car keys in Samsung Wallet. Unlock your home or car, and even start your car, from your phone. With Vaccine Pass, you can add your vaccine record to Samsung Wallet through one of our partners. It’s quick, convenient, and secure. View cryptocurrency prices and your cryptocurrency balances with digital asset management. Samsung Wallet will continually add and enhance features. Sign up below to get the latest updates when they are released.
    Starting Price: Free
  • 4
    DigiPay.Guru

    DigiPay.Guru

    DigiPay.Guru

    DigiPay.Guru is a globally fintech solution provider that offers advanced digital payment solutions to banks, fintechs, financial institutions, NBFCs, and businesses. Our comprehensive suite called DG Bank provides products and services such as Mobile Money, Agency Banking, International Remittance, eKYC, Prepaid Cards, Merchant Acquiring, and Scan & Thru.
    Starting Price: $500
  • 5
    TrueMoney

    TrueMoney

    TrueMoney

    TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more. Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high-yield saving account with cashback after spending, buy now pay later, insurance, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their businesses. Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, link a credit/debit card shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up.
    Starting Price: Free
  • 6
    Touch 'n Go

    Touch 'n Go

    Touch 'n Go

    Touch ‘n Go app allows you to take all your retail needs online. Order food delivery, buy tickets to your next getaway or weekend activity, upgrade your app collection, or even shop on one of the biggest ecommerce platforms in Malaysia all through the app. Your online shopping experience has just gotten better with a simple and secure purchase process. There is no longer a need to leave your home and face crowds when it all can be done through your phone. Have access to some of Malaysia’s most sought-after brands and stores when you shop through the Touch ‘n Go app. You can now enjoy the convenience of transferring funds from participating banks directly to the account of loved ones simply by entering their mobile phone number or account number. Plan your next activity with the Touch ‘n Go app. With just the recipient’s mobile phone number, you can make an instant fund transfer to your family & friends.
    Starting Price: $44.93 per month
  • 7
    CashBook UPI Wallet
    CashBook UPI Wallet is a smart and secure solution for businesses to digitize employee expense management. Instead of handling cash or reimbursements, companies can issue prepaid UPI wallets to staff. Wallets are activated instantly via digital KYC, ensuring compliance and easy onboarding. Employees receive company funds directly in their wallets and spend seamlessly through any UPI method — QR code, UPI ID, or collect request — while attaching proofs like bills and receipts. For finance teams, CashBook provides full visibility and control with real-time tracking, categories, proofs, and spend location. Companies can set spending limits, define rules, and add custom fields for analysis. Integration with Tally and Zoho Books ensures accurate reconciliation without manual entry. Backed by NPCI-certified security and RBI compliance, CashBook helps businesses save time, cut leakages, and gain complete control over staff expenses with robust real-time analytics.
    Starting Price: ₹99/wallet
  • 8
    Kakao Pay
    Digital wallet application that helps users manage finances, track cash flows, process transactions and more. Kakao Pay is a 'living finance platform' that creates beneficial financial services for everyone. We want to break free from the hassle of existing finance institutions and create a beneficial solution that makes everything easier. Kakao Pay is expanding the range of services from payment and remittance to finance, such as loans, insurance, and investment. The Kakao Pay Financial Security Center is responsible for user security 24 hours a day. You can use it with confidence! We are creating a new finance solution based on technology for daily life, so that everyone can spend, collect, and take care of themselves. You can easily manage and keep track of your money and settle your account without worrying about anything else.
  • 9
    EnWallet

    EnWallet

    Enqura

    Multi skilled digital financal services platform to design open and closed loop payment systems. A versatile digital wallet that supports multiple currencies, prepaid cards, and open banking, ideal for businesses seeking e-money licenses or developing loyalty programs. As the central component of an end-to-end payment system, it facilitates partner and third-party services in addition to offering a range of wallet functionalities. EnWallet supports and is compliant with Open Banking, BaaS (Banking as a Service) and Payments System Directives.
  • 10
    iGrant.io

    iGrant.io

    iGrant.io

    iGrant.io is a consented data exchange platform that enables access to the right data for businesses while complying with regulations. It helps organizations (both private and public) to unlock the value of personal data using centralized and decentralized technologies. Every personal data transaction is based on a signed data agreement making it trustworthy, immutable, and auditable. Our solution ensures compliance with personal data regulations. It fosters trust from which long-term customer relationships can be built by empowering individuals to control how their data is managed, used, and shared. In addition, we manage data regulatory changes so you can focus on your core business. Our solution provides an opportunity to engage with individuals in real time and leverage the engagement for better data quality. In addition, it creates transparency between you and your users, enabling them to share their personal data confidently.
  • 11
    LiquidPay

    LiquidPay

    LiquidPay

    LiquidPay is an innovative digital wallet solution designed to empower consumer apps with a fully integrated e-wallet experience. Easily integrate our embedded widgets to enable your users to perform seamless interoperable QR payments both locally and overseas, along with real-time cross-border money transfers. Users can easily top up their Liquid Accounts via PayNow-linked bank accounts or Virtual Payment Addresses (VPAs), providing a flexible and convenient funding source. Our API integration allows for peer-to-peer (P2P) real-time transfers overseas via PayNow, making international money transfers quick, affordable, and hassle-free. Through integration with LiquidNet, users can execute QR payments effortlessly, both locally and across borders, ensuring a smooth transaction experience. Users can easily and seamlessly connect their debit and credit cards linked to Apple Pay or Google Pay, allowing for QR payments using debit and credit cards as a source of funds.
    Starting Price: Free
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