Compare the Top Insurance Underwriting and Rating Software in the USA as of March 2026

What is Insurance Underwriting and Rating Software in the USA?

Insurance underwriting and rating software is software used by insurance companies to evaluate risks and determine appropriate premiums for policies. It utilizes complex algorithms and data analysis to assess the likelihood of claims and calculate rates accordingly. This software takes into account various factors such as age, occupation, health history, and geographic location in its rating process. By utilizing this technology, insurers can efficiently and accurately determine the level of risk associated with each policyholder, allowing them to make informed decisions on coverage and pricing. Compare and read user reviews of the best Insurance Underwriting and Rating software in the USA currently available using the table below. This list is updated regularly.

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    s.360

    s.360

    Samplemed

    s360 is the only life underwriting platform you’ll ever need. A complete underwriting workbench connected to Automated underwriting, predictive models, tele and video interviews, accelerated underwriting, and API-integrated paramedical exams report collection – have full control over your case pipeline and operate elegantly and autonomously. Get deeper underwriting insights because it was designed with a data-focused philosophy. It transforms your medical unstructured data into structured insights. Rich in a variety of risk analysis channels - predictive models, interviews, automated underwriting, accelerated UDW, lab exams, and underwriting manuals, among other incredible features.
    Starting Price: $250,000 per year
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