Best Payment Gateways in Japan of 2026

Juspay

Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay’s no-code platform enables businesses to integrate 300+ local payment methods across 50+ countries, design a pixel-perfect checkout UI, deploy seamlessly across all platforms, launch customizable offers & incentives, reconcile your transactions across PSPs & channels, and track PSP performance & buyer conversion.

15 Ratings

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Google Pay

Google

Google Pay is the fast, simple way to pay online or make contactless payments with your phone. Your payment info is protected with multiple layers of security so you can pay with peace of mind – all the time. See where you’ve made the most recent transactions, right on your home screen. Find past purchases, loyalty cards, offers - even online ordering - all in one place. Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access. Bring your accounts together for a clearer view of what you have, what you’ve spent, and recent activity. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions.

30 Ratings

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Paytm

Paytm is India’s largest payments company that offers multi-source and multi destination payment solutions. It offers comprehensive payment solutions to over 8 million merchants and allows consumers to make payments from any bank account to any bank account at 0% fee. Pay anyone, everywhere. Make contactless & secure payments in-stores or online using Paytm Wallet or Directly from your Bank Account. Plus, send & receive money from anyone. With Paytm Postpaid, your wishlist doesn't have to be on the waitlist. Shop for the things you want today and pay for them next month.

21 Ratings

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Blockonomics

Blockonomics enables online stores to accept bitcoin payments on their website. The payments go directly to your BTC wallet making it completely decentralized. There is no KYC involved and no limitation on the BTC amount that can be received. The entire setup takes less than 5 minutes and you get a beautiful checkout experience with the payment screen that integrates with your website's theme, additionally, there are no redirects to an external page to complete the checkout. Plugins are available for all major website builders and payment API for custom websites. Blockonomics also offer payment buttons that can be embedded on any custom website and payment links that are easily shared online. Additional services include bitcoin invoices and block explorer. There are a variety of tutorials available to get you started plus a 24 X 7 live support. Blockonomics charges a nominal fee of 1% for all transactions with the first 20 transactions free. Download the free plugin now.

34 Ratings

Starting Price: 20 Free Transactions + 1% Fee

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Amazon Pay

Amazon

Amazon Pay makes it simple for hundreds of millions of customers around the globe to pay for products and services using the information already stored in their Amazon accounts. To make a payment, you can use any of the payment methods in your Amazon account. The Amazon Pay checkout solution increases shopper engagement, brand visibility, and security for your business, letting hundreds of millions of Amazon customers pay their way, every day. Amazon Pay is a service offered to Amazon customers, and you are enabled to use it wherever you see it — whether that is clicking the Amazon Pay button when checking out on your favorite online stores, managing your payment methods in your account on Amazon.com or using Amazon Pay on Alexa. There are no additional sign-ups or sign-ins. Your transactions are safe and secure, and everything can be tracked in your Amazon account.

13 Ratings

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PayPal

9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.

21 Ratings

Starting Price: Free

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Wise

The only business account you need to go global. Everything you need to grow your business and operate internationally — without the high fees, hefty admin, and headache of a local bank. We safeguard your money in top financial institutions. We're an authorized financial services provider. Pay invoices with the real exchange rate in 70+ countries from your phone or app. 50% of payments are instant or arrive in an hour. All you need is your recipient’s bank details or email. They don’t need a Wise account to get paid. Save time and money on international payroll, employee reimbursements, or recurring payments. Pay up to 1,000 people in one click. Just upload a spreadsheet with details for each transfer and submit one payment. Add team members to your account to help with payments. All past payment info is saved for the future.

5 Ratings

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Stripe

The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes.

17 Ratings

Starting Price: 2.9% + 30¢ per charge

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Razorpay

Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.

2 Ratings

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NOWPayments

Instant crypto payment system created by ChangeNOW - trusted exchange partnered with Binance, Trezor, Ledger, Atomic, Guarda and etc. Start accepting crypto payments now. Integrate NOWPayments and start receiving online payments in crypto! Your customer chooses to pay with crypto. Customer selects a currency to pay with. Customer sends crypto to our deposit address. You receive the currency of your choice. You integrate our API to your platform - we process all crypto-payments from your customers. We have no hidden fees and accept all popular coins, which can be automatically exchanged through Changenow.io. Now we accept the following coins: btc, eth, ltc, xmr, tusd, zcash, pax, xrp, eos, bch, trx, bnb, xvg, fun, zen, dgb. You can find a full list of supported coins here. We’re adding coins each week - follow our social media for updates. We charge a transparent fee of up to 0.5% (it depends on your discount).

2 Ratings

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PaySimple

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide. PaySimple builds long-term partnerships with companies to drive growth providing flexible payment and billing solutions and personalized customer service to suit their distinct business needs. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications.

1 Rating

Starting Price: $59.95/month

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Whalestack

Whalestack LLC

Whalestack is a sophisticated cryptocurrency payment gateway designed for enterprises, offering digital currency checkout solutions that seamlessly convert Bitcoin to your bank account within minutes. It enables the acceptance of cryptocurrencies, facilitating instant conversion to fiat currency, eliminating currency risks, chargebacks, and credit risks. The platform encompasses comprehensive financial reporting, invoicing, taxation, and analytics, making it straightforward to integrate via REST API or a simple checkout button. Whalestack serves online merchants and e-commerce platforms, allowing them to accept and settle payments in various digital currencies in a compliant manner, ensuring satisfaction for accountants and tax authorities alike. It empowers online businesses to denominate and settle sales in their national currency (e.g., EUR, USD), irrespective of the cryptocurrency (Bitcoin, Lightning, USD, EURC, or Stellar) used by customers for payment.

1 Rating

Starting Price: 0.5%

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Balance

Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽‍♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?

Starting Price: $0

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Instamojo

Collect payments, create free online stores, ship products, get loans and more to power your business. Collect payments online, create your free online store, buy domains, mailboxes, and more with Instamojo products, built to get you started. Manage online payments, orders, inventory, customer data, and more, from a single dashboard. Track payments, shipments, and leads, on mobile and desktop. Get cash flow loans, access growth and marketing tools, use several free online business solutions, to grow your revenue and customer base. Get add-on, exclusive features on the Instamojo Android app to power your business! Access your Instamojo links quickly for faster sharing. Share and schedule shipments & payments from the app. Enable faster payouts and check eligibility for small loans. Free ledger tool to keep track of payables & receivables. PCI-DSS certified payments, SSL certified websites and more to keep your business 100% safe.

Starting Price: $40 per year

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Priority Rerun

Rerun LLC

Rerun is for any business, organization or association that wants to automate their recurring, subscription or membership billing and accept recurring payments via credit card and ACH. Rerun gives you total control over how you collect payments from your customers, clients, donors or parents. You decide how to configure your payment streams. You decide how and when you want to get paid. Create custom payment streams to match the subscriptions or plans you offer. Choose automated or invoicing billing, start date, frequency, number of payments, payment amount and more. Add your customers to your streams and let Rerun handle the rest – it’s that simple. Don’t have the financial flexibility to absorb credit card fees? By adding a surcharge (where allowable by law) - you can pass on those fees to your clients. When you create a payment stream you can elect to include the surcharge percentage, which will appear as a separate line item on the sale.

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MagicPay

MagicPay Merchant Services

Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.

Starting Price: $15 per month

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Paytrail

Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores. Every feature of Paytrail has been designed with you in mind. Features like automated, daily settlements to bank account, state-of-the-art fraud prevention systems and seamless shopping experience all work for you like no other payment system. Our service allows you to offer each customer their preferred payment method. Our service contains epayments to all Finnish banks, major credit and debit card payments, invoice and installment. Monitoring payments and managing accounting processes is easier with the Merchant Panel. Get a clear, versatile and comprehensive view of your payment traffic quickly. Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.

Starting Price: €59 per month

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Tazapay

Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.

Starting Price: $2 per month

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CARDZ3N

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.

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NETePay Hosted

Datacap Systems

NETePay Hosted is a comprehensive payments platform that consolidates payments and tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. Datacap supports virtually every payment processor in North America. Dozens of plug-and-play EMV-ready devices from leading OEM providers. Datacap’s omnichannel payments solutions combine in-store, unattended, mobile, and eCommerce to create a unified, consistent payment experience across all channels. Purchase, configure and maintain Datacap products 24/7 via Datacap's product portal. Real-time reporting is available 24/7 for Datacap partners and their merchants. Remotely configure settings, pad flows, key injection, and more. Processor-proprietary Encryption methods ensure that card data is encrypted at the sale and decrypted at the NETePay Hosted without additional hops. Reduce card-present fraud with contact and contactless EMV (chip card) certifications for fixed, and mobile devices.

Starting Price: Free

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Aevi

Our platform lets payments and data flow across all channels and consumer touchpoints. Customizable to your precise requirements, the platform connects the in-person world with digital channels, orchestrates checkout flows, and sets transaction data free. It’s a flexible solution stack that gives you the infrastructure needed to build a scalable payments world. An open, cloud-based gateway that works with any payment type, anywhere in the world. From cards to phones to crypto, and everything in between. Leveraging our open APIs, we securely integrate your existing or new systems and connect them to a terminal management system (TMS). Our consolidated solution uses the ISO 20022 open standard, making end-to-end payments Nexo-certifiable, where applicable. Combines a device-agnostic payment app with enhanced payment gateway functionality, consolidating all payment solutions into one. The module also comes with a fully functional plug-and-play payment app for use on smart POS devices.

Starting Price: Free

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Hips

HIPS Payment Group

Hips is a complete omnichannel payment gateway and platform for businesses, ISV's and ISO's that want to offer their customers payment terminals or online payment services. Programmatically create merchant accounts or manage terminals via our REST API. Focus on customers and sales — not payment infrastructure, acquiring, issuing, licensing, PCI certification, hardware or software. Scale your POS or payment business with a single global payment platform in 70+ countries and 60+ payment methods online, mobile or in-store. We design custom pricing and tailored payment services (gateway, acquiring or issuing) that work for you and your business model. You set the price to your merchants and keep full ownership of your customers and offers. Programmatically create merchant accounts or manage terminals. Our SDKs make it easy to integrate Hips into your own mobile and web applications for mobile, unattended, online or in-store payments.

Starting Price: €3.90 per device per month

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Eway

We provide everything you need to start taking payments for your business. With out-of-the-box payment solutions to suit almost every industry or business, we work hard to ensure your payments just work! We also understand that payments can be complicated, that’s why our dedicated local team of experts is here to help you every step of the way. Our flat rates and simple pricing structure are clear and come with no hidden surprises. Complemented with fast settlement, we are there to support your growth. We provide your customers with peace of mind while transacting with you, with PCI DSS level 1 card data protection and fraud protection tools to screen incoming transactions. We give you practical support that helps you grow. From setup to support, our local team is here to assist you throughout the entire payment process, including 24-hour emergency technical support. Whether you’re a start-up or enterprise company, we offer a payment solution to meet your business needs.

Starting Price: $20 per month

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OKTO Payments

We power digital payments for every online and retail environment globally. OKTO’s platform enables you to deploy new digital payment solutions quickly, easily, and at scale. We support merchants and individuals across multiple countries and cultures to benefit from responsible and real-time money transactions. We act locally but think globally. Our dedicated local teams lead in their regions, leveraging their experience to meet the needs of users. We’re using regional and regulatory expertise to solve longstanding market complexities. We offer solutions that are tailored to our partners’ needs, supporting the ways their customers expect to pay and making their experience faster, more responsible, and enjoyable. Compliant with all payments and any other associated authorities, OKTO incorporates a powerful API to manage all KYC, AML, and fraud queries. We adhere to the strategic needs of operators to remain socially responsible.

Starting Price: Free

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PayDollar

Streamline the payment process and daily operations, lower IT and operational expenses, minimize losses from fraud, and increase cash flow. Accept 150+ payment methods on one single platform, connect to 100+ Asian bank acquirers, and enjoy flexible settlement in 11 countries. Protect your business from fraud by detecting and responding to potential threats without affecting real-time transactions. Enable seamless integration and streamline payments across online, mobile, retail, chatbot, social commerce platforms, and the metaverse. Use AppPay for in-person transactions. Benefit from a comprehensive API and SDK for flexible payment interfaces. Offer comprehensive support for third-party partner booking platform plugins across various industries. Access all your sales data from multiple channels in one merchant dashboard. With cross-channel insights and multi-level user administration, you can gain a comprehensive view of your business.

Starting Price: Free

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NETS

NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.

Starting Price: Free

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Paymob

Paymob runs millions of transactions for different business sizes across the Middle East and Africa. Start using Paymob’s solutions and API’s to accept and send payments for your online business now. Accept online payments instantly and create seamless buying experiences using various secured payment methods. Set up more in-store payment options and grow your business now with a ready-to-use, out-of-the-box integrated POS solution. Manage and distribute mass payouts to suppliers and employees securely via a wide variety of regulated payment methods. All in one solution Paymob Sync is an end to end cashless solution that provides the technology, infrastructure, processes and needed hardware to enable cashless services and ecosystems. Integrate payment solutions easily with existing systems and more with robust APIs. Built to preserve simplicity and allow flexibility, PayMob’s API’s deliver quick and powerful capabilities.

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AlphaPoint

AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more. AlphaPoint has enabled over 150 customers in 35 countries including the CME Group, XP Securities, and Chivo. AlphaPoint has powered over 1 trillion in trading volume and the technology has handled billions in assets on the platform. Over the past decade, we have received multiple prestigious awards recognizing our innovations, exponential growth and leading technology in the fintech and digital asset space, positioning us to continue empowering our clients.

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Monnify

Monnify is a payment gateway for businesses to accept payments from customers, either on a recurring or one-time basis. Monnify offers an easier, faster and cheaper way for businesses to get paid on their web and mobile applications using convenient payment methods for customers with the highest success rates obtainable in Nigeria. You can collect payments from your customers via cards and account transfers on your web platform by easily integrating our web SDK. Monnify’s mobile SDK allows you to receive card and account transfer payments from your customers in-app. Our well documented APIs provides you with all you need to build your custom projects and products. Using Monnify, your customers can make payment to you on your website or app by initiating a simple interbank transfer using USSD, internet banking or their mobile banking app. Monnify allows you receive payments via debit cards online, while offering the most competitive transaction fees obtainable.

Starting Price: $0.73 per transaction

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Xendit

Xendit is a leading payment gateway for Indonesia, the Philippines and Southeast Asia. With a single integration, enable your business to accept payments in Indonesia and the Philippines. Credit and debit cards, e-Wallets, bank transfer and more. Xendit is a payment gateway that helps businesses make payments simple, secure and easy for customers. We process millions of transactions monthly, helping businesses grow by providing a suite of world-class APIs. Get started with Xendit easily with your choice of Live URLs, Web/mobile checkout or API integration. Try it out with our sandbox environment, where you can start testing with a simple login. Go live in less than a day, and start making live transactions with Xendit. Access your transaction history on a centralized dashboard, with daily reconciliation for visibility and easy reporting. Better yet, pay as you go with competitive pricing and no hidden fees or surprises.

Starting Price: $0.32 Fee

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Best Payment Gateways in Japan

Compare the Top Payment Gateways in Japan as of February 2026

What are Payment Gateways in Japan?

Juspay

Google Pay

Paytm

Blockonomics

Amazon Pay

PayPal

Wise

Stripe

Razorpay

NOWPayments

PaySimple

Whalestack

Balance

Instamojo

Priority Rerun

MagicPay

Paytrail

Tazapay

CARDZ3N

NETePay Hosted

Aevi

Hips

Eway

OKTO Payments

PayDollar

NETS

Paymob

AlphaPoint

Monnify

Xendit

Best Payment Gateways in Japan

Compare the Top Payment Gateways in Japan as of February 2026

What are Payment Gateways in Japan?

Juspay

Google Pay

Paytm

Blockonomics

Amazon Pay

PayPal

Wise

Stripe

Razorpay

NOWPayments

PaySimple

Whalestack

Balance

Instamojo

Priority Rerun

MagicPay

Paytrail

Tazapay

CARDZ3N

NETePay Hosted

Aevi

Hips

Eway

OKTO Payments

PayDollar

NETS

Paymob

AlphaPoint

Monnify

Xendit

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