Page 4 | Best Payment Gateways in Japan of 2026

Ozow

We believe in making payments easy, convenient, and secure. Whether you’re shopping online, paying for goods in-store, or sending customers payment requests. We’re all about developing simple payment solutions to meet your needs. With Ozow, you can make and receive payments from anywhere and at any time. All you need is a bank account and a smart-enabled device. From QR codes, point of sale, eCommerce, e-billing, and everything in between, we’ve got your payment needs covered. We understand the importance of keeping your data safe and secure. Our systems are built using the latest technology and comply with the highest international safety and security standards. Our team takes every step to protect you and your customers. We are continually undergoing rigorous, independent security testing to ensure that our systems are completely secure.

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PayFast

Whether you have a website or not we offer easy, secure and instant payment processing for South African businesses. We offer merchants full integration flexibility alongside a host of payment features. Whether you use an existing shopping cart system or have a custom built website, PayFast is the go-to payment facilitator for all businesses. Invoicing, recon and chasing payments can be time consuming. With the right platform and PayFast you can automate tedious accounting tasks by capturing, tracking and processing payments online. Whether you are looking for a secure payment gateway for your ticketing platform or want to sell event tickets directly through your website, we’ve got you covered. We recognise the important work that you are doing running your charity or NPO. We will help you spread awareness about your cause and enable you to receive online donations instantly and securely via one of our 8 supported payment methods.

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Inovio

Inovio is the revolutionary online payments platform with seamless integration and global scalability that continuously evolves with the industry. Our veteran team has over 25 years of experience with connections to processors, acquirers, and payment service providers worldwide. We didn’t invent the payment gateway, but we’ve made it a whole lot sexier. Our omnichannel platform adapts to any payment experience with industry innovations that bring simplicity to an often confusing process. With flexible APIs and love for any programming language, Inovio is the gateway that can do just about anything. A wide range of tools ranging from payment processing to risk management. Leverage Inovio’s innovative technologies to create your own customized payment platform. Our products work for any business, in any industry, from any bank source, with any endpoint. We’ve built an omnichannel platform that encompasses the entire transaction.

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Solid Payments

Solid Payments provides a complete suite of payment solutions for internet ventures, eCommerce websites and businesses in a varied range of industries. Solid Payments will provide you with a smart merchant account that will enable your business to receive payments from consumers all over the world. We work with diverse acquiring banks worldwide and allow our client’s to optimize their card payments/ card acquiring process management. The Solid Payments proprietary technology will integrate your online merchant account with several acquiring banks, enabling your business to manage transactions in a smart way, increasing your bottom line. Online ventures with high volume of activity are offered the smart acquiring solution that allows for more than one merchant account, managing transactions in parallel with several banks and routing them according to approval history, transaction costs and other parameters, which are pre-defined by the Solid Payments professional team.

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Paygistix

Payment Logistics

Paygistix Payment Gateway, the central nervous system connecting payments from all channels in one convenient location. Paygistix products and integration solutions for merchants, developers and value-added resellers. Powerful payment integration plugin to support EMV, eliminate PA-DSS and minimize scope of PCI DSS compliance. The reliability of a dial, IP or wireless payment device combined with the features and functionality of Paygistix Gateway. Tablet ECR with order entry, signature capture, P2PE and web-based reporting. Semi-integration for eCommerce payments that reduces or eliminates PCI scope and makes adding web payments simple. Process and manage credit, debit, ACH, gift, loyalty and recurring billing payments through any device with an internet connection. Direct point-to-point encryption interface supporting a variety of encrypted devices using DUKPT key management.

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PayMongo

Give your customers a payment experience they’ll love. Give yourself tools for success. All with one PayMongo account. Collect one-time payments through Viber, Messenger, Instagram, SMS or anywhere you talk to your customer. An always-on payment page, custom-made for your business' product or service. Add PayMongo to your eCommerce platform of choice to collect credit card and e-wallet payments. Integrate payments into your projects, from small side gigs to complex products and services for millions of customers. Track your customer payments in real-time. No more waiting for screenshots of receipts. Our risk engine uses 1,600+ data points to predict and fight fraudsters in real-time. Generate payment and payout reports with VAT and withholding tax computation built-in. Our onboarding process is purely online. No lining up, no mountains of paperwork! When you need a helping hand, our customer success team is ready to help you grow your business.

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Fondy

Fondy is simplifying global payments for small and medium-sized businesses looking for an easy and affordable way to accept online payments in a variety of ways including cards, online banking and digital wallets such as Apple and Google Pay. Social media platforms increase your brand visibility and credibility. Since shoppers purchase more often with their mobile devices, use Fondy’s in-app solutions without the need for developers or designers. Keep your customers on the payment page by simplifying the checkout process and giving them the optimum shopping experience to guarantee return visits. Increase sales and reduce the risk of cart abandonment by offering your customers their preferred local payment methods. Fondy has 300+ options including cards, bank transfer, online banking and digital wallets. We have created a series of plugins that integrate with the most popular content management systems and web builders.

Starting Price: 1.3% + 0.20 per transaction

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Uswipe

Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants!

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kevin.

kevin.'s next-generation payment infrastructure is designed to suit the needs of a wide range of commercial and non-commercial activities by enabling them to collect payments efficiently while using the best practises from their industry. Focus on business development while we handle payments. kevin. provides businesses with ready-to-market payment infrastructure. Thus, businesses can acquire and sell kevin. as a white-label solution and remove complex and time-consuming problems involved with payment processing for their clients. Customers may get suspicious and quit the checkout if they are redirected to an unfamiliar looking website to finish their transaction. However, with kevin., businesses can design a checkout experience with their own visual branding, including logos, fonts, and colours. Not only does the solution improve key business metrics, such as conversion and bounce rates, it also adds to the brand’s credibility and boosts consumer loyalty.

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Infinicept

Many companies promise quick and simple payments acceptance. But off-the-shelf payments solutions come with trade-offs. You may be giving up payments revenue, ownership of your data, and control over your payments product and your customer experience. Offer your customers a customized payment product where they control fees, funding schedules, onboarding decisions, and the entire payment process. Build payment solutions how you choose with the ability to change if and when necessary. Generate additional payments revenue you used to hand over to third parties. This new cashflow can increase your valuation exponentially. Ongoing risk and compliance monitoring designed by those who wrote the book on risk and compliance. Industry-best KYC processes, customizable merchant application, triggered underwriting, and integrated boarding services.

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Nimbbl

Nimbbl is a 1 Click checkout solution for a better customer experience. Get the best payment gateway in India, UPI payments, Buy Now Pay Laters and more through one integration.

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iTransact

Payroc

You can now add multiple users to your gateway and can create custom roles in order to comply with Sarbanes–Oxley regulations. The virtual terminal has been re-written to better support partial approvals and allows you to navigate away from it without losing state. A reactive design framework has been used so that the control panel is useful on any device, be it a computer, tablet, or phone. Our virtual terminal allows you to run multiple transaction types using a single intuitive interface. Partial approvals are clearly handled, and an USB swiper can be used in a retail situation. Setup recurring recipes based on monthly, weekly, or daily schedules. Your customers can update their billing information directly using a link included in their recurring receipts. Upload batch files containing transaction information. We will process these transactions in the background and will notify you when they are all done.

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Safexpay

"Our vision - To build a digital platform infrastructure that will transform the payment and banking needs for every business across the globe. Our mission - Accelerate economic growth of digital platform & API design for every business. We started our journey by creating payment products that allow businesses to accept payments digitally. Over the time, we realized that with best of our intentions, we will never be able to help all the businesses, owing to the size of the market. In 2018, this realization led to us creating a white-labelled payment aggregation platform which could be used by other companies wanting to foray into digital payments across the world. They could now benefit from our off the shelf platform and the knowledge base of our vastly experienced team. We are now the Leader in this space and multiple companies across the world are happy to use our platform.

Starting Price: 2% + taxes

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Jupiter

Created for the modern developer looking for a flexible technology stack with an easy-use single API. Accept cards, onboard by us or through us with your own team, process with your gateway or ours. Use our experience to maximize your value. Jupiter facilitates the process of implementing eCheck, credit, and debit card payments within your platform or marketplace. Jupiter provides two different approaches to onboard a sub-merchant. Our online onboarding flow, and a customized onboarding experience through our provisioning API. Execute any possible credit card operations and check operations (sale, authorization, capture, refund, rollback, and void operations). The Jupiter API is organized around REST. Our API has predictable resource-oriented URLs, accepts and returns JSON-encoded, and uses standard HTTP response codes, authentication, and verbs. Jupiter lets you widely customize your sale information and take control of your business fees.

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Rebill

We pre-approve credit and debit cards so you can collect without having to contact your client again. Customize your checkout URL or use your own domain. Upload your logo and bring your style. Automate SMS or emails to keep your collections up to date. Manage subsidiaries, franchises or different sales units in a single platform. Speed up the management through an infrastructure where billings, payments and subscriptions are found in one place. Stop redirecting your users to external billing pages. Integrate all the gateways your company needs to sell in the region. Collect your client's credit card payments at any time and update amount transactions or subscriptions without affecting any services.

Starting Price: $99 per month

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SBIePay

SBIePay provides one of the most comprehensive and elaborative payment options to their Merchants, who in turn can provide payment convenience to their customers. SBIePay is the only Bank that has direct integration with all payment channels, thereby bypassing any private entities in between. This provides complete transparency in doing business, which is the reason our partners chose to use our Payment Aggregation Services. To make your experience even better, Bank is aggressively identifying other payment channels and are onboarding more options on our platform. SBIePay has direct integration Internet Banking of with about 45 banks, which provides frictionless transition with a better success rate and lesser chances of transaction dropout.

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FroogalPay

FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications.

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Ikajo

A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction.

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PayPipes

PayPipes is build to simplify connectivity and management of Acquiring Banks, Alternative Payments and Risk Management Tools. PayPipes connects with multiple top-rated payment gateways globally. To grow your business, you may need to connect to multiple payment gateways. Maybe to support failover and more successful transaction processing, or to process payments in international markets. PayPipes makes it easy to connect and maintain integrations to gateways and payment APIs. Connect once and then add new gateways and integrations fast. All online merchants that accept card payments must be PCI DSS compliant. PayPipes significantly cuts your PCI compliance scope. That helps you deliver a great transaction experience to your customers while helping avoid costly on-site data security assessments. Effectively prevent fraud with sophisticated, robust, and industry-proven fraud prevention tools.

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PaySpace

PaySpace Processing

Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below.

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Primer

Connect your favorite payment and commerce services, create beautiful customer journeys and expand into new markets fast, with one unified infrastructure. Drive more revenue with sophisticated, end-to-end workflows. Build brilliant customer journeys and keep customers happy with limitless payment options and commerce services. Integrate Primer once to boost your payment success forever. Create your own payment experience, then track and manage everything seamlessly across your payment processors. Add as many payment methods as you need in minutes and choose how, where and when customers see them at checkout. No compromises, our unified API and suite of tools optimize payments, no matter which processor you use. Unlimited apps and integrations to grow your payment and commerce stack. Smash your goals with a clear source of truth across your entire stack. Track and manage payments, reporting, and everything, from one beautiful dashboard.

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ACI Secure eCommerce

ACI Worldwide

Enable customer journeys, accept all payments, prevent fraud and optimize your payments strategy for maximum conversion with a minimal cost of ownership with our true payments orchestration platform. Optimize every element of the payments journey, from the checkout experience to offering the right payment methods, to receiving funds in your bank account. Optimize authentication, control fraud and chargebacks, and orchestrate multi-acquirer setups. Orchestrate your payments setup to reduce costs and improve customer experiences. Our dedicated, multilayered fraud prevention capabilities provide a robust framework to minimize the impact of fraud. Deep sector expertise, advanced machine learning capabilities, a global team of fraud experts, and fraud strategies tailored to individual merchant needs result in reduced chargeback rates, lower operational costs and optimized acceptance rates.

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Planet Payments

Planet

Accept payments in every way, shape and form. If you struggle with too many different reports, back office recons that are a nightmare and disconnected systems, then you have come to the right place. Planet’s Single Payment Platform has you covered; online, in-store, via a payment link or even for your subscription services and gift cards. Let customers and guests pay the way they want to. Planet makes it possible for you to accept most payment methods. This includes; credit cards/debit cards, contactless, chip and pin, and mobile wallets. As well as Alternative Payment Methods (APMs) such as PayPal and AliPay, cryptocurrency and Klarna at POS. Reach Asian shoppers by offering Alipay+ and WeChat Pay on the same device.

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Trustly

Our high-quality bank connectivity supplies merchants with superior consumer financial data. This data is used to power safe and secure payments and optimize processes needed to perform financial services. A thorough understanding of industry best practices and the complex banking ecosystem has allowed us to build and maintain the highest-performing connectivity options, allowing you to focus on innovative financial solutions. Source identity data, automate account authentication, and verify account ownership in real-time. Retrieve, aggregate, and assess account, balance, transaction, and personal data.

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Paystri

We deliver strategic payment solutions to independent software vendors (ISVs), financial institutions, and businesses of all sizes. Paystri is a full-service, integrated payment acceptance and technology provider with unparalleled omnichannel customer support. We dedicate the same level of expert care and attention to our customer service as we do our innovative payment technologies. We’re here to design and deliver the best payments experience for your customers, no matter how they choose to pay. Supercharge revenue with frictionless customer payment acceptance solutions, paired with next-level customer support. Monetize the payments portion of your software with seamless integrated payments and generous revenue share. Drive incremental revenue from commercial clients by offering Merchant Services designed for their businesses.

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Dharma Merchant Services

Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us.

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SecureGlobalPay

SecureGlobalPay is a long-established, full-service merchant account provider for both retail and high-risk merchant services. We provide end-to-end merchant solutions for all business types while focusing on the harder-to-approve higher volume merchants seeking long-term relationships for ticketing, firearms sales, telemedicine, adult, collections agencies, travel & hospitality industries. We also assist merchants who have been previously terminated or suspended and are seeking to re-establish their processing relationships. In order to provide optimal payment processing solutions to our merchants, we operate various business units dedicated to industry segments. Staffed with knowledgeable and experienced professionals, we work closely with our merchants to determine which of the many services available today are best suited to their business needs. We maintain working relationships with all of our merchants once their merchant account solutions are implemented.

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Allied Wallet

With more than a billion dollars processed globally and millions of satisfied customers to our credit, we make sure your payment processing is reliable around the clock. Allied Wallet has powerful tools and resources available that can help companies hit the ground running from day one. Flexible, full-featured credit card processing services are hard to find, but we can customize a solution for every type of customer. We go the extra mile to ensure that all transactions are encrypted and secure using state-of-the-art payment processing technology. Securely accept payments online and keep your business and your customers protected at all times. With seamless, hassle-free integration to our payment gateway, you can avoid long integration processes.

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CelerisPay

CelerisPay’s Payment Orchestration Platform allows merchants to take control of their payment flow through the multi-acquirer set-up. Online merchants can utilize Intelligent Transaction Routing to set custom and effective transaction routing rules to increase the success rate. Real-time In-Depth Reporting data facilitates better decision-making, while Automated Reconciliation ensures no transaction is left unmatched between acquirers.

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NFTpay

With our credit card payment solution, we make it easy for buyers to buy and sellers to sell. It’s that simple! We partner with marketplaces, 10k NFT collections, and website launches selling NFTs to add a credit card option - ultimately increasing NFT sales.

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Best Payment Gateways in Japan - Page 4

Compare the Top Payment Gateways in Japan as of February 2026 - Page 4