Best Risk-Based Authentication Software

Compare the Top Risk-Based Authentication Software as of February 2026

What is Risk-Based Authentication Software?

Risk-based authentication (RBA) software are authentication tools that take into account informational and behavioral risk when authenticating users attempting to access systems or identity verification. Compare and read user reviews of the best Risk-Based Authentication software currently available using the table below. This list is updated regularly.

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    Uniqkey

    Uniqkey

    Uniqkey

    Uniqkey: Protect every login. Access with confidence. Uniqkey is Europe’s trusted password and access management platform - purpose-built for companies that demand security, simplicity, and control. Engineered by European cybersecurity experts, our platform combines military-grade encryption with an effortless user experience. We remove complexity from everyday workflows, helping employees stay secure without slowing them down. From auto-filling 2FA codes to streamlining access across your cloud environment, Uniqkey keeps security frictionless and productivity high. With real-time visibility across your entire infrastructure, IT teams gain complete control over access rights, employee activity, and security scores - empowering them to defend against threats and drive compliance with confidence proactively. Seamlessly integrated with Microsoft and other core systems, Uniqkey makes provisioning and offboarding fast, automated, and secure.
    Starting Price: €4.5 per employee, per month
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    FusionAuth

    FusionAuth

    FusionAuth

    FusionAuth supports Risk-Based Authentication (RBA) by enabling adaptive security policies based on user behavior, device, IP address, geo-location, and other contextual signals. Through its extensible architecture and event-driven webhooks, you can trigger step-up authentication, deny access, or flag anomalies in real time. FusionAuth allows full customization of authentication flows, empowering developers to build intelligent risk models and respond dynamically to threats. Combined with MFA and other controls, RBA enhances account protection without degrading the user experience—making it ideal for organizations implementing zero-trust security or compliance-sensitive environments.
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    Starting Price: $0
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  • 3
    LastPass

    LastPass

    LastPass

    LastPass is a cloud-based password manager available on any system or device, ensuring credentials are protected, private, and always within reach. Simple to set up and effortless to use, LastPass delivers the world's most convenient password management experience for consumers and businesses of all sizes and technical requirements. Say goodbye to password fatigue by generating, sharing, accessing, and managing credentials at the click of a button, while preventing bad actors from accessing precious data and account logins. Businesses also utilize LastPass to consolidate their tech stacks or to fill access management gaps with native integrations for MS Entra, Okta, and other IdPs and IAMs. With over 100 customizable policies, flexible privileges, detailed reporting, MFA and passwordless authentication options, LastPass makes it easy for organizations with numerous logins and increasing security risks to standardize password management company wide.
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    Starting Price: $4 per user per month
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    The OptimalCloud

    The OptimalCloud

    Optimal IdM

    The OptimalCloud platform is a full featured, award winning, SSO Federation & IAM solution that provides a single point of authentication, policy management and auditing for a seamless end user experience. The OptimalCloud is deployed in workforce and consumer scenarios, used by some of the most recognizable companies on the globe, and used in some of the most secure environments in the world. Each feature-rich pricing tier comes with multi-factor authentication (MFA), because proper security shouldn't cost extra. The OptimalCloud is integrated with more than eleven thousand applications, simplifying set up and configuration and also has 24 x 7 x 365 support with a guaranteed uptime of 99.99%.
    Starting Price: $2/user/month
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    HYPR

    HYPR

    HYPR | The Passwordless Company

    HYPR fixes the way the world logs in. Organizations are faced with the challenge of achieving secured and seamless authentication coupled with a flawless user experience at a time when it’s more critical than ever. HYPR’s passwordless multi-factor authentication (PMFA) platform decouples authentication from the organization’s current and future identity providers and eliminates the traditional trade-off between security and user experience by providing uncompromising assurance and consumer-grade experience with true passwordless and phishing-resistant MFA. The solution is trusted by more than 60M users worldwide. With deployments taking hours rather than weeks or months, organizations decrease the risk of attack, increase positive user experience, and lower operational costs.
    Starting Price: $4.00 per user/month
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    UserLock

    UserLock

    IS Decisions

    Secure Active Directory user logins with Multi-Factor Authentication, Single Sign-On, contextual access controls, and real-time monitoring and reporting. UserLock helps administrators to manage and secure access for every user, without obstructing employees or frustrating IT.
    Starting Price: $2.00/month/user
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    MonoCloud

    MonoCloud

    MonoCloud

    MonoCloud is a developer-focused platform designed to streamline authentication, authorization, and user management for applications across multiple environments, including web, mobile, IoT devices, and more. It enables developers to easily integrate secure and customizable login processes, supporting a range of authentication methods such as passwords, magic links, one-time passcodes, and social logins like Google, Facebook, and Apple. Built with a strong emphasis on reducing user friction, MonoCloud offers a branded and smooth authentication experience. The platform includes advanced features such as mutual TLS, brute-force protection, and global session management, making it a comprehensive solution for handling user access across various applications and devices. In addition, MonoCloud is designed with developers in mind, providing extensive documentation, integration guides, and support for various front-end and back-end frameworks.
    Starting Price: $0
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    PortalGuard

    PortalGuard

    BIO-key International

    BIO-key PortalGuard IDaaS is a single, flexible cloud-based IAM platform that offers the widest range of options for multi-factor authentication, biometrics, single sign-on, and self-service password reset to support a customer’s security initiatives and deliver an optimized user experience – all at an affordable price point. For over 20 years, industries such as education, including over 200 institutions, healthcare, finance, and government have chosen PortalGuard as their preferred solution.Whether you’re looking for passwordless workflows, support for your Zero Trust architecture, or just implementing MFA for the first time, PortalGuard can easily secure access for both the workforce and customers whether they are remote or on-premises. PortalGuard’s MFA stands out above others as it is the only solution to offer Identity-Bound Biometrics that offer the highest levels of integrity, security, accuracy, availability and are easier to use than traditional authentication methods.
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    IBM Verify
    Infuse cloud IAM with deep context for risk-based authentication to enable frictionless, secure access for your consumers and workforce. As organizations modernize hybrid multi cloud environments using a zero-trust strategy, identity and access management can no longer remain siloed. In a cloud environment, you need to develop cloud IAM strategies that use deep context to automate risk protection and continuously authenticate any user to any resource. Your journey should match your business requirements. Maintain existing investments and protect on-premises applications as you design and customize the right cloud IAM architecture to either replace or complement your infrastructure. Your users want one-click access from any device to any application. Onboard new federated applications to single sign-on (SSO), embed modern multi-factor authentication (MFA) methods, simplify logistics and give developers consumable APIs.
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    PingOne Protect

    PingOne Protect

    Ping Identity

    Prevent account takeover, new account fraud, and MFA fatigue with PingOne Protect. By evaluating multiple attack vectors, assigning risk scores, and providing insights, PingOne Protect triggers mitigation tools to block attacks and allow legitimate users to authenticate easily. PingOne Protect’s intelligence-based policies combine the results of multiple risk predictors to calculate an overall risk score. The score correlates to policies that determine the type and amount of friction to introduce into the user flow, such as CAPTCHA, password resets, selfie verification, and push notifications. Optimize scores for each predictor, aggregate predictors, add signals from third parties, and create overrides. Predictors include bot detection, IP velocity, user velocity, velocity anomaly, user location anomaly, IP reputation, anonymous network, user risk behavior, user-based risk model, new device detection, suspicious device detection, and custom/third-party predictors.
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    Kobil

    Kobil

    Kobil Systems

    Join the new era of secure digital identities and business communications. Our unique platform is developed to facilitate all your business processes with the highest security standards. Start your own journey now! With just a few simple steps, you are able to build your base to leverage your own ecosystem with integrated customers, partners and technologies. Onboard all identities immediately by email, SMS, post or however you wish. Connect and synchronize your user database with just one click or start from scratch with our secure user directory. Create your own super app in minutes; enrich your ecosystem; integrate partners. In just a few minutes you can integrate numerous ready integrations with no coding and developers needed. KOBIL's next generation digital identity solution supports you in every conceivable (identity) use case scenario. Enable identities to securely log in to your or your partners' websites, apps or mini apps.
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    Secfense

    Secfense

    Secfense

    Protect your company, employees, and customers with simpler and stronger authentication. Deploy 2FA in minutes, not weeks. 2FA (and other user access security policies) built into the fabric of the infrastructure, not rigidly fixed to the applications. Enabling the use of any 2FA methods available on the market now and in the future without changing the core. Protection is available across the entire organization, spanning from on-premise, public and private cloud. Secfense is deployed in between your users and the applications they access. It learns the traffic patterns related to authentication. It can then enforce multi-factor authentication login and other sensitive actions without interfering with the applications existing code or database. Up-to-date 2FA methods are always available on the platform. Application changes don’t affect Secfense and applied methods. Take control over session expiration rules across all apps. Don’t rely on VPNs, base trust on users and their devices.
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    IBM Trusteer
    IBM Trusteer helps you recognize customers and protect against malicious users, across all channels. IBM® Trusteer® helps organizations detect fraud, authenticate users and establish identity trust across the omnichannel customer journey. Through cloud-based intelligence, backed by AI and patented machine learning, Trusteer provides a holistic approach to identifying new and existing customers, while improving the user experience. More than 500 leading organizations rely on Trusteer to help secure their customers’ digital journey and support business growth. Transparently identify unauthorized access and activities. Establish cross-organizational, actionable insights through real-time assessments. Assess risk, reduce operational costs, and improve efficiencies and security. Outsmart account takeover attempts with behavioral biometrics, AI and machine learning to build digital identity trust.
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    Procyon

    Procyon

    Procyon

    Get frictionless, secure access to cloud infrastructure. Get passwordless access to major cloud platforms and thousands of cloud resources. We work seamlessly with AWS, GCP, Azure, and other cloud-native tools. Stop overprivileged access with just-in-time access for developers. DevOps users can request access to cloud resources with ‘just enough privileges’ to get timebound access to resources. Eliminate productivity bottlenecks of a centralized administrator. Configure approval policies based on a variety of factors. View a catalog of granted and unaccessed resources. Stop credential sprawl and worrying about credential theft. Developers can get passwordless access to cloud resources using Trusted Platform Module (TPM) based technology. Discover potential vulnerabilities now with our free assessment tool and understand how Procyon can help solve the problem in a matter of hours. Leverage TPM to strongly identify users and devices.
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