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An applicant for the old-age pension must submit their application to the pension fund of their country of residence. Photo: Shutterstock
POLITICS

What to know about pensions in Luxembourg

The pension system in Luxembourg is based on three pillars: a mandatory public pillar for all employees and self-employed individuals; a collective savings pillar offered by employers; and an individual savings pillar.

Paperjam.lu • 25.07.2025
Sanela Kevric, head of Benelux at Fidelity International. Photo: Fidelity International
FUNDS

So you want to be a green investor

Aaron Grunwald • 08.04.2025
Georg Joucken, head of private banking at Banque Raiffeisen. Photo: Banque Raiffeisen
BANKS

How to get started as an investor

Aaron Grunwald • 28.03.2025
Philippe Depoorter continues to work with families as they think about their wealth and how it is passed on. He is also involved with the Epi Foundation, which supports young people in difficulty. Photo: Maëlle Hamma/Maison Moderne
MONEY

Philippe Depoorter: “Money is a wonderful mirror of the self”

Maëlle Hamma • 24.01.2025
Households in Luxembourg, the Netherlands and Germany had the highest levels of “actual individual consumption per capita” in the EU, according to the latest figures released by Eurostat. Photo: Jakub Żerdzicki/Unsplash
ECONOMY

Luxembourg households 36% above EU average in welfare measure

Aaron Grunwald • 04.01.2025
In Luxembourg, 29% of respondents said it was “very important” to have the option to pay with cash; 30% said it was “fairly important. Photo: Shutterstock
BANKS

For 59% in Luxembourg, it’s important to be able to pay with cash

Lydia Linna • 24.12.2024
Each time an “indexation” tranche is triggered, Luxembourg employees and retirees will earn 2.5% more each month. Photo: Lavi Perchik/Unsplash
ECONOMY

Jargon buster: indexation

Aaron Grunwald • 31.08.2024
Compound interest makes your savings grow exponentially faster. Photo: Lukasz Radziejewski/Unsplash
MONEY

Jargon buster: compound interest

Aaron Grunwald • 30.08.2024
Mario Di Stefano, lawyer and managing partner at the law firm DSM, spoke to Delano in June 2024. Photo: Andrés Lejona/Maison Moderne
MONEY

A well-designed estate plan is vindicated afterward

Sylvain Barrette • 29.08.2024
The term “fiduciary” is based on the Latin word for “trust”. Photo: Shutterstock
MONEY

Jargon buster: fiduciary

Aaron Grunwald • 17.08.2024
A “bridge loan” is not usually used to actually buy a bridge. It is a type of short-term credit for homebuyers or companies facing a short-term cash crunch. Photo: Sam Goodgame/Unsplash
MONEY

Jargon buster: bridging loan

Aaron Grunwald • 16.08.2024
When it’s cold outside, your correspondent enjoys a hearty stew, one with real meat on the bones, one with real substance. Photo: Eric Zhu/Unsplash
MONEY

Jargon buster: substance

Aaron Grunwald • 15.08.2024
In a “swing pricing” mechanism, prices are swung up or down for investors who are causing an investment fund manager to incur additional costs. Photo: Maksym Kaharlytskyi/Unsplash
MONEY

Jargon buster: swing pricing

Aaron Grunwald • 14.08.2024
Laura Foulds specialises in UK, US and Luxembourg personal tax advice. Library picture: Romain Gamba (2022)
EXPAT GUIDE

Expat tax advisor: “Withholding is not your final tax bill”

Aaron Grunwald • 12.08.2024
A high tracking error means an investment fund did not perform as expected, delivering returns that were much higher or much lower than its benchmark target. Photo: Mike Enerio/Unsplash
MONEY

Jargon buster: tracking error

Aaron Grunwald • 10.08.2024
Home and car loan borrowers will get an amortisation schedule from their lender. Photo: Shutterstock
MONEY

Jargon buster: amortisation

Aaron Grunwald • 09.08.2024
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